HDFC Retirement Savings Fund - Hybrid Debt Plan Direct Growth - NAV, Portfolio and Performance

This is a notified Tax Savings Cum Pension Scheme invests 55-90% of the portfolio in Debt and Money Market Instruments. The fund will also invest the net assets of the Investment Plan in Equity and Equity related instruments. This Investment Plan seeks to generate steady long term returns with relatively low levels of risk.

Exit Load

Upon completion of lock-in period - nil

Returns

10.07%

Inception Date

26/02/2016

Riskometer

Moderately High

Min SIP

₹ 100

Ideal for

Tax Savings

5 Years and above

Entry Load

Not Applicable

TER

Including Additional Expenses and Goods and Service Tax on Management Fees, if any.
Click here to view the Total Expense Ratio

1.02

Lock in

For investments made until June 1, 2018 - 5 years from the date of allotment. For investments made on/after June 2, 2018 - 5 years from the date of allotment/retirement age of the investor (i.e., completion of 60 years), whichever is earlier.

NAV NA

NAV

AUM (31/05/2025)

₹162.74 Cr.

Benchmark

NIFTY 50 Hybrid Composite Debt 15:85 Index

NIFTY 50 Hybrid Comp...

Performance

No data available

Scheme Returns (%)
Benchmark Returns (%)#
Additional Benchmark Returns (%)##
Value of Investment of Rs 10,000
Scheme Returns (Rs.)
Benchmark (Rs.)#
Additional Benchmark (Rs.)##

^Past performance may or may not be sustained in future and is not a guarantee of any future returns. # NIFTY 50 Hybrid Composite ...Read More

Fund Managers

Mr. Srinivasan Ramamurthy

Senior Fund Manager - Equities

Mr. Shobhit Mehrotra

Senior Fund Manager - Fixed Income and Head of Credit

OVERSEAS

Mr. Dhruv Muchhal

Equity Analyst and Fund Manager for Overseas Investments

Top 10 Holdings

As on 31 May 2025

Downloads

HDFC Retirement Savings Fund- Hybrid- Debt Plan

SID - HDFC Retirement Savings (Hybrid Debt Plan) Fund dated May 30, 2025

KIM - HDFC Retirement Savings (Hybrid Debt Plan) Fund dated May 30, 2025

Leaflet

Presentation

Product Labelling

Benchmark Riskometer

moderately high

This product is suitable for investors who are seeking~
• a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.
• investment predominantly in debt and money market instruments & balance in equity and equity related instruments.
~Investors should consult their financial advisers if in doubt about whether the product is suitable for them.