HDFC AMC Structured Credit Fund– I (Category II AIF)
Overview
Addressing the growing demand from mid-market Indian companies for bespoke funding requirements by delivering flexible credit solutions
Investment Strategy
Returns
Fund tenor
Instruments
Sector
Investment Philosophy
What do we like?
Promoters
- Reputed and credible promoters
Companies
- Established and stable businesses
- Proven profitability and repayment track record
What do we want to finance?
Company Level
- Growth and flexible capital
- Liquidity financing
- Acquisition financing
Promoter Level
- Bridge to monetization events
- Stake buyout / consolidation
How do we manage risk?
Diversification
- Concentration caps at issuer levels and sector level
Downside Protection
- Steady cashflows
- Value protection through a combination of collateral, cashflows, guarantees etc.
Process
- Robust investment process
- Comprehensive risk management infrastructure with frequent portfolio monitoring updates
Investment Process
Origination
- Rich proprietary client network
- HDFC internal coverage
- Network of reputed advisors and like-minded funds
Deal Screening
- Promoter and management meetings
- Site visits
- Internal analysis of business, industry, financials
Initial IC
- Term sheet
- Initial IC discussion
In-principle approval to proceed to next stage
Diligence
- External diligences as necessary
- Updated financial and business analysis
Final IC
- Discussion on diligence findings
- Review of updated deal structure, business and financials
- Approval for execution of transaction documents and disbursement
PORTFOLIO MONITORING
- Regular portfolio company MIS review and meetings
- Early warning systems
- Industry updates
- Covenant / Conditions compliance
We expect ~4-5% of the deals originated to be deployed
About HDFC AMC?
Franchise
- Scale: AUM: ~$100bn+
- Vintage: ~25 Years
- Group: Rich Pedigree
- Governance standards: High
Team
Investment Team
- Capable 6 member investment team
- Richly experienced
Investment Committee - Investment team members: Aggregate ~55 years of experience, through market cycles
Franchise
Asset Management
Commitment
Team
Asset Management
- Track Record: Delivered in MF and PMS
- Investment Process: Institutionalized
- Risk Management: Robust
Commitment
- Sponsor Commitment: ~14%
- Warehousing Commitment: Rs 300 Cr
FranchiseAsset Management
CommitmentTeamFranchise
- Scale: AUM: ~$100bn+
- Vintage: ~25 Years
- Group: Rich Pedigree
- Governance standards: High
Asset Management
- Track Record: Delivered in MF and PMS
- Investment Process: Institutionalized
- Risk Management: Robust
Investment Portfolio
Gold Loan NBFC
Invested INR 100 Cr in a gold loan NBFC with Pan India presence having an AUM of ~INR 2,750 Cr (Sep’25)
Holdco Financing
Invested INR 100 Cr in a Holdco for the promoters to increase their stake in an underlying operating company (managed contract manufacturing platform)
Passenger Mobility Service Provider
Invested INR 100 Cr in a passenger mobility service provider with a fleet size of ~1,800 buses and operations in ~110 cities (Aug’25)
ESG
- We are proud to share that HDFC AMC is a signatory to the United Nations-supported Principles for Responsible Investment (PRI).
- We are committed to incorporate environmental, social and governance (ESG) factors into our investment process and to adopt sustainable investing frameworks.
- Our ESG Policy guides our funds and their investments to achieve sound ESG performance, including compliance with national laws, the IFC exclusion list* and IFC Performance Standards#
- Through a systematic ESG due diligence process we identify and categorise ESG risks and impacts of our investments, develop action plans to mitigate them, and closely track and monitor compliance of each investee company.
For any ESG-related enquiries, please contact us at: [email protected]
*IFC exclusion list: https://www.ifc.org/content/dam/ifc/doc/mgrt-pub/ifc-exclusion-list.pdf
#IFC Performance Standards: Performance Standards on Environmental and Social Sustainability | International Finance Corporation (IFC)
Disclaimer
HDFC AMC Structured Credit Fund– I is a scheme of HDFC AMC Structured Credit AIF- I (SEBI Reg. No. - IN/AIF2/24-25/1705) (‘the Fund’), a Category II Alternative Investment Fund managed by HDFC Asset Management Company Limited.
The content of this webpage is for general information only and is not intended to constitute an offer to sell or an invitation, recommendation or solicitation of an offer to buy any interests issued by the Fund. An offering on a private placement basis will be made pursuant to a sharing of Private Placement Memorandum and other definitive fund documents on private and confidential basis only and directed only to relevant prospective investors. Participation in opportunities offered by the Fund will be subject to execution of onboarding process with HDFC Asset Management Company Limited which includes a signing of the contribution agreement, commitment letter and other documents if any. Please feel free to contact us contact us on 022-66316333 or write to us at [email protected].