What Sets Us Apart

A Prudent Philosophy Behind Investing

Our investment philosophy for equity-oriented investments is based on the conviction that over time stock prices reflect their intrinsic values. Our investments are driven by fundamental research with a medium to long-term view. Further, with an objective to create wealth over time, we aim to minimize mistakes, particularly large ones and therefore emphasize the price of purchase and avoid buying assets, overvalued from a long term view and poor quality businesses / managements.

400+

Core listed securities

85%

Indian market cap covered

Investment Professional

18 Years

Of average experience

We Believe In

Long-term fundamentals

Stock selection

Focus on retaining good talent

Build expertise and reduce efforts

Active Investing that Creates Long-term Value

Investment Discipline

Aligning the investment strategy/asset allocation with the fund objective/mandate
Not compromising on sanctity of the product or mandate even under ‘competitive pressures’
Avoiding assets where risks involved are not understood

Long term Focus

Constructing portfolios on the basis of medium to long-term fundamentals
Do quality research with long term focus and aim to understand the businesses that we invest in

Investment Process

Our diverse and vast suite of savings and investment products, coupled with well laid out and strong distribution network across asset classes has been and will continue to be the backbone of our growth.

Predominantly focused on bottom-up research, keeping in mind the economic outlook and fundamentals that drive businesses. Understanding businesses and taking into account:

Equity Oriented Schemes

Quantitative aspects (growth prospects, key drivers, variables & risks, analysis of P&L statements, balance sheet and cash flows and so on)

Quantitative aspects (management quality, corporate governance, track record, competitive advantage, feedback from dealers, clients and experts, among others)

Portfolio Construction

a. Fund managers are empowered to construct and manage their respective portfolios

b. Fund managers manage their portfolios in accordance with regulations, respective scheme information documents and so on

c. Portfolios are constructed on the basis of medium to long-term fundamentals

Fixed- Oriented Schemes

We invest in debt securities including government securities, non-convertible debentures, corporate bonds, asset-backed securities, money market instruments and so on.

Our investment philosophy for fixed income instruments is guided by Safety, Liquidity and Returns, generally prioritized in that order.

Our Credit Risk Assessment framework lays emphasis on the four Cs of Credit:

a. Character of management

b. Capacity to pay

c. Collateral pledged

d. Covenants

Apart from quality credit research we aim to add value in fixed income investments by managing the duration of portfolios driven by our view on interest rates and yield curve and subject to scheme mandate.