HDFC Credit Risk Debt Fund Direct Growth - NAV, Portfolio and Performance

An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). A relatively high interest rate risk and relatively high credit risk.

The Fund will invest at least 65% in such bonds. Typically, interest rates on AA and below rated securities are higher when compared to sovereign/AAA equivalents.

The fund follows a disciplined strategy for credit research using the investment management expertise of HDFC AMC. It is thereby positioned to give an additional edge to your overall debt portfolio.

The fund endeavours to maintain a well diversified portfolios across individual credit issuers and business groups.

Exit Load

In respect of each purchase/switch-in of Units, 15% of the units (“the limit”) may be redeemed without any exit Load from the date of allotment.

Any redemption in excess of the above limit shall be subject to the following exit load:

In respect of each purchase/switch-in of Units, an Exit Load of 1.00% is payable if Units are redeemed/switched-out within 12 months from the date of allotment.
In respect of each purchase/switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed/switched-out after 12 months but within 18 months from the date of allotment.
No Exit Load is payable if Units are redeemed/switched-out after 18 months from the date of allotment.
No Entry/Exit Load shall be levied on bonus units and units allotted on dividend reinvestment.

Returns

8.89%

Inception Date

25/03/2014

Riskometer

High

Min SIP

₹ 100

Ideal for

Income Solutions

18 Months and above

Entry Load

Not Applicable

TER

Including Additional Expenses and Goods and Service Tax on Management Fees, if any.
Click here to view the Total Expense Ratio

1.01

Lock in

NIL

NAV NA

NAV

AUM (30/06/2025)

₹7,085.89 Cr.

Benchmark

Nifty Credit Risk Bond Index B-II

Nifty Credit Risk Bo...

Performance

No data available

Scheme Returns (%)
Benchmark Returns (%)#
Additional Benchmark Returns (%)##
Value of Investment of Rs 10,000
Scheme Returns (Rs.)
Benchmark (Rs.)#
Additional Benchmark (Rs.)##

^Past performance may or may not be sustained in future and is not a guarantee of any future returns. # Nifty Credit Risk Bond Ind...Read More

Fund Managers

Mr. Shobhit Mehrotra

Senior Fund Manager - Fixed Income and Head of Credit

OVERSEAS

Mr. Dhruv Muchhal

Equity Analyst and Fund Manager for Overseas Investments

Top 10 Holdings

As on 31 May 2025

Downloads

HDFC Credit Risk Debt Fund

A note on HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Oct 21

SID - HDFC Credit Risk Debt Fund dated May 30, 2025

KIM - HDFC Credit Risk Debt Fund dated May 30, 2025

Fund Facts

Product Labelling

Benchmark Riskometer

Moderately High

C-III - A Scheme with Relatively High Interest Rate Risk and Relatively High Credit Risk.

This product is suitable for investors who are seeking~

income over short to medium term
to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt (excluding AA+ rated corporate bonds)

~Investors should consult their financial advisers if in doubt about whether the product is suitable for them.