This product is suitable for investors who are seeking*:

• Income generated from exposure to shorter-term maturities on the yield curve.
• Returns that are commensurate (before fees and expenses) with the performance of the CRISIL-IBX Financial Services 9-12 Months Debt Index, subject to tracking difference.
• Investment in debt securities replicating the Underlying Index.

*Investors should consult their financial advisers, if in doubt about whether the product is suitable for them.

#The product labeling assigned during the NFO is based on internal assessment of the Scheme characteristics or model portfolio and the same may vary post NFO when the actual investments are made.