Akshaya Tritiya 2026: Turning tradition into potential opportunity with smart investments in Gold and Silver!

~Complies with Good Delivery norms as specified by SEBI Regulations.

This year, the festival arrives at an interesting juncture - against the backdrop of geopolitical tensions and a recent correction in gold and silver prices. This makes it not just symbolic, but potentially opportune.

Gold’s long-term outlook remains supportive. Many large economies are facing weakening fiscal positions with trade disputes and geopolitical tensions resulting in a more fragmented global world. In such an environment, gold can continue to play an important role as a hedge against uncertainty.

Sources: Bloomberg, internal calculations. 1 - Global Financial Crisis (2/1/2008 - 29/10/2008), 2 - Taper tantrum (2/5/2013 – 30/9/2013), 3 - China devaluation (15/6/2015 – 15/2/2016), 4 – Pandemic (15/1/2020 – 30/3/2020), 5 - Russia-Ukraine war (18/10/2021 – 30/6/2022), 6 – Global uncertainties / tariff tantrum (16/9/2024 – 15/4/2025), 7- Geopolitical uncertainties and oil price spike (2/1/2026 – 30/3/2026). Data as of Mar 30, 2026. Note the historical examples above are not exhaustive and are for illustration purposes. Past performance may or may not be sustained in the future and is not a guarantee of any future returns. HDFC AMC/Mutual Fund is not guaranteeing or promising or forecasting any returns.

One can invest through the MF route in Gold and Silver via ETFs and FoFs. ETFs can be traded on a Stock Exchange and require a demat account. FoFs invest in units of the ETF and a demat account is not required to invest in FoFs.

Investing in these instruments offers the following:

Convenience & Safety: Investors are saved from the hassle of physical storage themselves. HDFC Gold ETF invests in physical gold and HDFC Gold ETF FoF invests in HDFC Gold ETF units. HDFC Silver ETF invests in physical silver and HDFC Silver ETF FoF invests in HDFC Silver ETF units.

Purity: HDFC Gold ETF invests in physical gold with 99.5% fineness or above@ and HDFC Silver ETF invests in physical silver with 99.9% fineness or above#

Liquidity: For the ETFs, Market Makers provide liquidity on the Stock Exchange. For the FoFs, investors can invest or redeem units on a daily basis

Invest regularly with small amounts: Investors can set up SIPs into the ETFs as most brokers allow this feature. For the FoFs - SIP, STP and SWP

@Complies with Good Delivery norms as specified by SEBI Regulations. HDFC Gold ETF Fund of Fund investors also enjoy this feature as the Fund of Fund (FoF) invests in HDFC Gold ETF units # Complies with Good Delivery norms as specified by SEBI Regulations. HDFC Silver ETF Fund of Fund investors also enjoy this feature as the Fund of Fund (FoF) invests in HDFC Silver ETF units

SIP – Systematic Investment Plan, STP – Systematic Transfer Plan, SWP – Systematic Withdrawal Plan

Note: Investors in HDFC Gold ETF Fund of Fund shall bear the recurring expenses of the Scheme in addition to the recurring expenses of the underlying Scheme (subject to regulatory limits). Investors in HDFC Silver ETF Fund of Fund shall bear the recurring expenses of the Scheme in addition to the recurring expenses of the underlying Scheme (subject to regulatory limits).

HDFC Asset Management Company Limited has been managing equity Index Solutions for over 20 years. Index Solutions also include passively managed fund of funds and commodity(ies) based schemes. Readers before acting on any information herein should make his/her/their own investigation and seek appropriate professional advice.

Views expressed above are indicative and should not be construed as investment advice or as a substitute for financial planning. Due to the personal nature of investments, investors are advised to seek professional advice before investing.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.