Returns
17.54%
Inception Date
25/02/2016
Very High
Min SIP
₹ 100
Ideal for
Tax Savings
5 Years and above
An entry load is a fee charged to investors when they purchase units of a Mutual Fund scheme. This fee was used to cover distribution and marketing expenses incurred by the Asset Management Company (AMC). Currently, Mutual Funds in India do not levy entry loads.
NA
TER
The Total Expense Ration (TER) represents the costs for running and managing a Mutual Fund scheme. It is calculated as a percentage of the scheme’s average Net Asset Value (NAV). The daily NAV of a Mutual Fund is disclosed after deducting these expenses.
Disclaimer
Including Additional Expenses and Goods and Service Tax on Management Fees, if any. Click here to view the Total Expense Ratio
A lock-in period is the fixed duration during which investors cannot sell or redeem their investments/Mutual Fund units. For example, Equity Linked Savings Schemes (ELSS) Funds have a 3-year lock-in.
NA
Net Asset Value (NAV) per unit is the total market value of securities of a scheme minus liabilities divided by the total number of outstanding units on a given date.
NA
Assets Under Management (AUM) is the total market value of all assets that a Mutual Fund manages on behalf of its investors.
₹6,987.38 Cr.
A benchmark is a standard market index used to compare a Fund’s performance. It helps investors know whether the Fund is performing better, worse, or similar to the market.
Nav Performance
| Scheme Returns (%) | |
| Benchmark Returns (%)# | |
| Additional Benchmark Returns (%)## | |
| Value of Investment of Rs 10,000 | |
| Scheme Returns (Rs.) | |
| Benchmark (Rs.)# | |
| Additional Benchmark (Rs.)## | |
^Past performance may or may not be sustained in future and is not a guarantee of any future returns. # Nifty 500 TRI ## Nifty 50 ...Read More
Fund Managers
Mr. Anupam Joshi
Co-Head – Fixed Income
Mr. Arun Agarwal
Senior Fund Manager
Nandita Menezes
Fund Manager and Dealer - Equities
Mr. Srinivasan Ramamurthy
Senior Fund Manager - Equities
OVERSEAS
Mr. Dhruv Muchhal
Equity Analyst and Fund Manager for Overseas Investments
Top 10 Holdings
As on 28 Feb 2026
Downloads
HDFC Retirement Savings Fund Equity Plan
SID - HDFC Retirement Savings Fund dated November 21, 2025
KIM and App form - HDFC Retirement Savings Fund dated November 21, 2025
Leaflet
PPT- HDFC Retirement Savings Fund(January 2026).pdf
Fund Facts - HDFC Retirement Savings Fund - February 26
Exit Load
Upon completion of lock-in period - nil.
Product Labelling
Benchmark Riskometer
This product is suitable for investors who are seeking~
- a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years
- investment predominantly in equity and equity related instruments
~Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
