Financial Awareness Level
How to Find Your Demat Account Number Using PAN Card Online
Introduction
If you’ve opened a Demat account but forgotten your account number—or want to check which Demat accounts are linked to your PAN—you can do so easily through online methods. In India, your Demat account is linked to your PAN card, which acts as a unique financial identifier. In this guide, we'll explain how to find your Demat account number using your PAN card, including steps, platforms, and FAQs.
What Is a Demat Account Number?
A Demat account number is a 16-digit identification number used to access your electronic holdings. It is unique to every investor and is assigned by the Depository Participant (DP) via NSDL or CDSL.
- NSDL Format: Starts with ‘IN’ (e.g., IN12345678901234)
- CDSL Format: Purely numeric 16-digit number (e.g., 1234567890123456)
Is PAN Mandatory for a Demat Account?
Yes. As per SEBI regulations, PAN is compulsory for opening and operating a Demat account in India. It is used to link all your stock market and mutual fund scheme investments.
How to Find Demat Account Number from PAN – Online Methods
1. Using NSDL/CDSL CAS (Consolidated Account Statement)
You can use your PAN to request your CAS, which includes your Demat account details.
Steps:
- Visit NSDL CAS portal: https://www.nsdlcas.nsdl.com
- Click on “Login with PAN”
- Enter your PAN, date of birth, and a captcha
- Validate via OTP (linked mobile or email)
- Download the statement to view your Demat account number(s)
Note: CDSL CAS can be accessed via https://www.cdslindia.com > CAS login section
2. Through Your DP’s Online Platform
Most stockbrokers offer dashboards to view your Demat account details.
Steps:
- Log in to your broker’s website/app
- Navigate to your profile or account details
- Your 16-digit Demat account number will be visible
3. Check Registered Email or Welcome Letter
When you open a Demat account, brokers send a welcome email or letter with your Demat account number and DP ID.
Search your inbox for emails from:
- NSDL/CDSL
- Your broker
4. Contact Customer Support or Visit Branch
If you can't access your account online, contact your DP's customer care or visit their office. You may need to verify your PAN for them to share your Demat account number.
Can I Search All Demat Accounts Linked to My PAN?
Yes. CAS (Consolidated Account Statement) includes all Demat accounts and mutual fund scheme holdings linked to your PAN across NSDL and CDSL.
The option of investing in mutual fund schemes has been made even more accessible with the introduction of 3-in-1 accounts that provide the functions of Demat, savings, and trading account. However, opening a Demat account is also relatively easy and hassle-free.
You may also invest through an Demat + Trading Account
- You must log on to Demat+Trading Account
- You then select the mutual fund house from the list of fund houses
- Pick the mutual fund scheme based on your investment objectives and risk tolerance and click on Invest now
- You must select the amount you plan to invest in the mutual fund scheme and the mode as either One Time or Monthly SIP.
(Please note that it may vary as per brokers requirements, thereby you are recommended to seek advice from financial advisor before you take any/refrain from any action)
Conclusion
You can easily find your Demat account number using your PAN card through the NSDL/CDSL CAS portal, your broker's platform, or by checking your registered email. This helps in managing multiple accounts, consolidating holdings, or even identifying dormant accounts. Always ensure your PAN and mobile/email are correctly linked for smooth verification.
Additional links
What is a Mutual Fund? - Beginner's Guide to Investing
AMFI - Introduction to Mutual Funds
FAQ Section
How can I find my Demat account number with PAN?
Use NSDL or CDSL CAS portals by logging in with your PAN and verifying with OTP.
Can I find all Demat accounts linked to my PAN?
Yes. The CAS includes all accounts and investments tied to your PAN.
What is the format of a Demat account number?
NSDL: Starts with ‘IN’ followed by 14 digits; CDSL: 16-digit numeric ID.
Can I access my Demat number from my trading app?
Yes. Most appsdisplay your Demat account under profile or account settings.
Is PAN mandatory to open a Demat account?
Yes. It’s a regulatory requirement in India.
What if I have multiple Demat accounts with the same PAN?
All will show up in your CAS report if they are active and linked.
What if I forgot which broker I used to open a Demat account?
Use the CAS portal to retrieve a full list of linked accounts using your PAN.
Is it safe to use NSDL/CDSL portals?
Yes. They are official, SEBI-regulated websites.
Can I check Demat account number offline using PAN?
Yes. Visit your DP's office with PAN and ID proof to retrieve your account number.
What is the use of a Demat account number?
It is required for buying, selling, and transferring shares or securities electronically.
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An Investor Education And Awareness Initiative
Visit https://www.hdfcfund.com/information/key-know-how to know more about the process to complete a one-time Know Your Customer (KYC) requirement to invest in Mutual Funds. Investors should only deal with registered Mutual Funds, details of which can be verified on the SEBI website (www.sebi.gov.in/intermediaries.html). For any queries, complaints & grievance redressal, investors may reach out to the AMCs and / or Investor Relations Officers. Additionally, investors may also lodge complaints directly with the AMCs. If they are not satisfied with the resolutions given by AMCs, they may raise complaint through the SCORES portal on https://scores.sebi.gov.in/scores-home/. SCORES portal facilitates investors to lodge complaint online with SEBI and subsequently view its status. In case the investor is not satisfied with the resolution of the complaints raised directly with the AMCs or through the SCORES portal, they may file any complaint on the Smart ODR on https://smartodr.in/login.
The information is for general purposes only and not an investment advice. Readers should seek professional advice before taking any investment related decisions.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY
