The Investment strategy of restricting the portfolio largely to debt, money market and related instruments is intended to reduce risk while maintaining steady income. Credit risk will be minimised by investing only in those companies/industries that have been researched by the Investment Manager's research team supported by information from credit rating agencies such as the Credit Rating Information Services of India Limited (CRISIL), Investment Information and Credit Rating Agency of India (ICRA) and Credit Analysis and Research (CARE). Risk will also be reduced through diversification of the portfolio. Monies collected shall be invested in transferable securities in the money market or in the capital market or in privately placed debentures as per the SEBI Regulations.
The Portfolio would be reviewed and rebalanced on a continual basis.
The Scheme may also invest upto 25% of net assets of the Scheme in such derivative instruments as may be introduced from time to time for the purpose of hedging and portfolio balancing and other uses as may be permitted under the Regulations.
The Scheme may also invest a part of its corpus, not exceeding 20% of its net assets, in overseas markets in bonds and mutual funds and such other debt instruments as may be allowed under the Regulations from time to time.