This calculator is made available to you as a self-help tool for your independent
use. HDFC Asset Management Company Limited (HDFC AMC) / HDFC Mutual Fund is not
guaranteeing or promising or forecasting any returns. The Calculator alone is not
sufficient and shouldn't be used for the development or implementation of an investment
strategy. The Entry/ Exit Load (applicable, if any) is not considered in the calculation
provided by the calculator. HDFC AMC / HDFC Mutual Fund are not liable for any financial
decision arising out of the use of this calculator and also they do not take the
responsibility, liability, for any error or omission or inaccuracy or for any losses
suffered nor undertake the authenticity of the figures calculated on the basis of
calculator. The above investment simulation is only illustrative and does not take
into consideration rate of inflation, other financial factors varying over any given
period of time and should not be construed as a promise on minimum returns and/
or safeguard of capital. In view of individual nature of tax consequences, each
investor is advised to consult his/ her own professional tax advisor.
The information provided under this section ‘Investor Education’ is solely for creating
awareness and educating investors / potential investors about Mutual Fund Schemes
and for their general understanding. Whilst HDFC Mutual Fund takes reasonable steps
to ensure the accuracy of all information available under this section, it does
not guarantee the completeness, efficacy, accuracy or timeliness of such information.
Readers of this section are advised not to act purely on the basis of information
provided herein but also seek professional advice from experts before taking any
investment decisions. Neither, the Mutual Fund, the Trustees, AMC nor any person
connected with it accepts any liability arising from the use of this information.
Readers are advised to read the complete disclaimer
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MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED
The information and data contained in this Website do not constitute distribution,
an offer to buy or sell or solicitation of an offer to buy or sell any Schemes/Units
of HDFC Mutual Fund in any jurisdiction in which such distribution, sale or offer
is not authorised. The material/information provided in this Website is for the
limited purposes of information only for the investors. In particular, the information
herein is not for distribution and does not constitute an offer to buy or sell or
solicitation of an offer to buy or sell any Schemes/Units of HDFC Mutual Fund to
any person in the United States of America ('USA')/Canada.
By entering this Website or accessing any data contained in this Website, I/We hereby
confirm that I/We am/are not a U.S. person, within the definition of the term
'US Person' under the US Securities laws/resident of Canada. I/We hereby
confirm that I/We am/are not giving a false confirmation and/or disguising my/our
country of residence. I/We agree and acknowledge that HDFC Mutual Fund/HDFC Asset
Management Company Limited (HDFC AMC) is relying upon my/our confirmation
and in no event shall the directors, officers, employees, trustees, agents of HDFC
AMC associate/group companies be liable for any direct, indirect, incidental or
consequential damages arising out of false confirmation provided herein.
NAV as on
26 Apr 2015
(Direct Plan - Growth Option)
Daily Div Reinvest : 10.1982
Direct Plan - Daily Dividend Option : 10.1982
Direct Plan - Growth Option : 27.7862
Direct Plan - Monthly Dividend Option : 10.3323
Direct Plan - Weekly Dividend Option : 10.3245
Growth Plan : 27.7482
Monthly Dividend Option : 10.3318
Weekly Dividend Option : 10.3245
Existing Plan : Dividend Plan,Growth Plan. The Dividend Plan offers Daily Dividend option (reinvestment facility only); Weekly and Monthly Dividend option (with payout and Reinvestment facility).
Direct Plan (w.e.f. 01 Jan 2013): Dividend Plan,Growth Plan. The Dividend Plan offers Daily Dividend option (reinvestment facility only); Weekly and Monthly Dividend option (with payout and Reinvestment facility).
Excluding Service Tax on Investment Management Fees, if any.
Direct Plan shall have a lower expense ratio by 0.05%.
(#) Any change in the expense ratio will be updated within two working days.
The AMC retains the flexibility to invest across all the securities / instruments in debt and money market. The flexibility is being retained to adjust the portfolio in response to a change in the risk - return equation for asset classes under investment, with view to maintain risks within manageable limits.
Pending deployment of funds of the Scheme in securities in terms of the investment objective of the Scheme, the AMC may invest the funds of the Scheme in short term deposits of scheduled commercial banks.
The asset allocation under the Scheme will be as follows:
Collectively over 18 years of experience in Fixed Income markets, credit rating etc.
Other funds Managed
Collectively over 8 years of experience of which 3 years in Application Engineering (Control and Automation) and over 5 years in Equity Research
The product is suitable for investors who are seeking:*
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Note: Risk is represented as:
The Scheme will retain the flexibility to invest in the entire range of money market and debt instruments. These instruments are more specifically highlighted below :
Debt securities (in the form of non-convertible debentures, bonds, secured premium notes, zero interest bonds, deep discount bonds, floating rate bond / notes, securitised debt, pass through certificates, asset backed securities, mortgage backed securities and any other domestic fixed income securities including structured obligations etc.) include, but are not limited to :
1. Debt obligations of the Government of India, State and local Governments, Government Agencies and statutory bodies (which may or may not carry a state / centralgovernment guarantee),
2. Securities that have been guaranteed by Government of India and State Governments,
3. Securities issued by Corporate Entities (Public / Private sector undertakings),
4. Securities issued by Public / Private sector banks and development financial institutions.
Money Market Instruments include
1. Commercial papers2. Commercial bills3. Treasury bills4. Government securities having an unexpired maturity upto one year5. Collateralised Borrowing & Lending Obligations (CBLO)6. Certificate of deposit7. Usance bills8. Permitted securities under a repo / reverse repo agreement9. Any other like instruments as may be permitted by RBI / SEBI from time to time
Investments will be made through secondary market purchases, initial public offers, other public offers, placements and right offers (including renunciation). The securities could be listed, unlisted, privately placed, secured / unsecured, rated / unrated of any maturity.
With respect to counterparty risk exposure arising out of OTC derivative and repo transactions, HDFC AMC does an ongoing credit assessment for setting appropriate counterparty limit and type of exposure the scheme can assume on all counterparties of the scheme. Internal control mechanisms ensure adherence to these limits and type of exposures.
The primary objective of the Scheme is to enhance income consistent with a high level of liquidity, throu
The investment objective of the Scheme is to generate optimal returns while maintaining safety and high l