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use. HDFC Asset Management Company Limited (HDFC AMC) / HDFC Mutual Fund is not
guaranteeing or promising or forecasting any returns. The Calculator alone is not
sufficient and shouldn't be used for the development or implementation of an investment
strategy. The Entry/ Exit Load (applicable, if any) is not considered in the calculation
provided by the calculator. HDFC AMC / HDFC Mutual Fund are not liable for any financial
decision arising out of the use of this calculator and also they do not take the
responsibility, liability, for any error or omission or inaccuracy or for any losses
suffered nor undertake the authenticity of the figures calculated on the basis of
calculator. The above investment simulation is only illustrative and does not take
into consideration rate of inflation, other financial factors varying over any given
period of time and should not be construed as a promise on minimum returns and/
or safeguard of capital. In view of individual nature of tax consequences, each
investor is advised to consult his/ her own professional tax advisor.
The information provided under this section ‘Investor Education’ is solely for creating
awareness and educating investors / potential investors about Mutual Fund Schemes
and for their general understanding. Whilst HDFC Mutual Fund takes reasonable steps
to ensure the accuracy of all information available under this section, it does
not guarantee the completeness, efficacy, accuracy or timeliness of such information.
Readers of this section are advised not to act purely on the basis of information
provided herein but also seek professional advice from experts before taking any
investment decisions. Neither, the Mutual Fund, the Trustees, AMC nor any person
connected with it accepts any liability arising from the use of this information.
Readers are advised to read the complete disclaimer
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MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED
The information and data contained in this Website do not constitute distribution,
an offer to buy or sell or solicitation of an offer to buy or sell any Schemes/Units
of HDFC Mutual Fund in any jurisdiction in which such distribution, sale or offer
is not authorised. The material/information provided in this Website is for the
limited purposes of information only for the investors. In particular, the information
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By entering this Website or accessing any data contained in this Website, I/We hereby
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Management Company Limited (HDFC AMC) is relying upon my/our confirmation
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NAV as on
10 Feb 2016
(Direct Plan - Growth Option)
Direct Option - Normal Dividend Option : 11.2063
Direct Plan - Growth Option : 29.4175
Direct Plan - Monthly Dividend Option : 10.3477
Monthly Dividend Option : 10.3456
Regular Option - Normal Dividend Option : 11.2667
Existing Plans : Growth Option, Dividend Option, Dividend Option offers Dividend Reinvestment and Payout facility.
Direct Plan (effective January 01, 2013) : Dividend Option, Growth Option. The Dividend Option offers Dividend Payout and Reinvestment Facility.
Excluding Service Tax on Investment Management Fees, if any.
Direct Plan shall have a lower expense ratio by 0.45%.
(#) Any change in the expense ratio will be updated within two working days.
Collectively over 16 years of experience in Fund Management and Research.
Other funds Managed
Collectively over 8 years of experience of which 3 years in Application Engineering (Control and Automation) and over 5 years in Equity Research
The product is suitable for investors who are seeking:*
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
With respect to the investment horizon profile, this Scheme is aimed to be positioned between the liquid scheme and the income scheme. The Scheme will invest in debt securities and money market instruments with a short to medium term maturity and aims to maintain an average maturity profile of 9 - 18 months under normal circumstances.Debt Investments
Debt securities (in the form of non-convertible debentures, bonds, secured premium notes, zero interest bonds, deep discount bonds, floating rate bond / notes, securitised debt,pass through certificates, asset backed securities, mortgage backed securities and any other domestic fixed income securities including structured obligations etc.) include, but are not limited to :
Money Market Instruments Include
Investments will be made through secondary market purchases, initial public offers, other public offers, placements and right offers (including renunciation). The securities could be listed, unlisted, privately placed, secured / unsecured, rated / unrated of any maturity. The AMC retains the flexibility to invest across all the securities / instruments in debt and money market. Investment in debt securities will usually be in instruments which have been assessed as "high investment grade" by at least one credit rating agency authorised to carry out such activity under the applicable regulations. Pursuant to SEBI Circular No. MFD/ CIR/9/120/2000 dated November 24, 2000, the AMC may constitute committee(s) to approve proposals for investments in unrated debt instruments. The AMC Board and the Trustee shall approve the detailed parameters for such investments. The details of such investments would be communicated by the AMC to the Trustee in their periodical reports. It would also be clearly mentioned in the reports, how the parameters have been complied with. However, in case any unrated debt security does not fall under the parameters, the prior approval of Board of AMC and Trustee shall be sought. Investment in debt instruments shall generally have a low risk profile and those in money market instruments shall have an even lower risk profile. The maturity profile of debt instruments will be selected in accordance with the AMC's view regarding current market conditions, interest rate outlook and the stability of ratings. Risk Control Investments made from the net assets of the Scheme would be in accordance with the investment objective of the Scheme and the provisions of the SEBI (Mutual Funds) Regulations. The AMC will strive to achieve the investment objective by way of a judicious portfolio mix comprising of debt securities and money market instruments. Every investment opportunity would be assessed with regard to credit risk, interest rate risk and liquidity risk. Credit Risk A detailed credit evaluation of each investment opportunity will be undertaken. The AMC will utilise ratings of rating agencies registered with SEBI as an input in the decision making process. Investments in bonds and debentures will usually be in instruments that have been assigned high investment grade ratings by a rating agency registered with SEBI. Interest Rate RiskAn interest rate scenario analysis would be performed on an on-going basis, considering the impact of the developments on the macro-economic front and the demand and supply of funds. Based on the above analysis, the AMC would manage the investments of the Scheme on a dynamic basis to exploit emerging opportunities in the investment universe and manage risks at all points in time. Liquidity RiskThe AMC will attempt to reduce liquidity risk by investing in securities that would result in a staggered maturity profile of the portfolio, investment in structured securities that provide easy liquidity and securities that have reasonable secondary market activity. In the event of a requirement to liquidate all or a substantial part of these investments in a very short duration of time, the AMC may not be able to realize the full value of these securities to an adverse impact on the Net Asset Value of the Scheme(s).
In respect of each purchase / switch - in of units, an exit load of 0.75% is payable if units are redeemed / switched out within 12 months from the date of allotment.
No exit load is payable if units are redeemed / switched - out after 12 months from the date of allotment.
The Scheme seeks to generate income by investing in a portfolio of debt and money market securities which
To generate income and capital appreciation indexed to inflation by investing in a portfolio of inflation
To generate regular income through investments in debt and money market instruments consisting predomi
To generate regular income and capital appreciation by investing predominantly in corporate debt.
To generate regular income through investments in Debt/Money Market Instruments and Government Securities
The primary objective of Scheme is to generate regular returns through investment primarily in Debt and M
The investment objective of HDFC High Interest Fund - Short Term Plan is to generate income by inves
The primary objective of the Scheme is to generate credit riskfree returns through investments in soverei
The objective of the Scheme is to generate positive returns over medium time frame with low risk of capit
The primary objective of the Scheme is to optimise returns while maintaining a balance of safety, yield a
The investment objective of HDFC High Interest Fund - Dynamic Plan is to generate income by investing in
The primary objective of the Scheme is to generate credit risk-free returns through investments in sovere
To generate regular income through investment in a portfolio comprising substantially of floating rate de
To generate regular income through investment in debt securities and money market instruments.